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Self Help Guide–3 Steps to Getting Out of Debt

You can find yourself in debt for many reasons – for example; poverty, loss of income, redundancy, unemployment, illness, relationship breakdown, death or the birth of a child. Sometimes it may be simply due to over commitment.

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Fall in the number of people becoming insolvent

Scotland’s insolvency service, Accountant in Bankruptcy (AiB), has published figures showing a welcome fall in the number of personal and company insolvencies over the last three months. This is the third quarter in a row to show a decrease. Looking at the figures in detail:

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