Helpful changes to the Debt Arrangement Scheme

We welcome the announcement that the Scottish Government is now to make changes to the Debt Arrangement Scheme (DAS) that could help Scots struggling with their finances.

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Savings take the strain

Many Scots are regularly raiding their savings account simply to cover living expenses, according to a new survey by the Bank of Scotland. The Savings Index reveals that 11% of us dip into our savings every month, 15% every couple of months and 23% just a couple of times a year.

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How to get out of a financial mess - without losing your home.

If you are a homeowner who has built up debt on loans and credit cards, you may be worried about losing your home. Sometimes, debt can lead to more debt in the form of short-term loans to cover costs. How can you get out of this situation without losing your home?

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